One in every five adults has a Mental health disorder each year, and one in every 25 has a major mental illness.
Anxiety is the most prevalent mental health problem, followed by posttraumatic stress disorder (PTSD) and depression. Less than 50% of Americans who have mental health conditions, however, ever receive treatment.
It’s crucial to get expert assistance if you’re going through emotional or mental suffering. Based on factors like plan options, plan costs, state availability, and plan ratings, we assessed and reviewed the top providers for mental health treatment to assist you in learning about your insurance alternatives. We only selected insurers who provide depression management programs to people purchasing health insurance through healthcare.gov’s health insurance marketplace.
Here are the top ten Health insurance companies that offer mental health coverage:
1. Oscar
Consider an insurer that offers a health management plan for your condition if you have certain health problems. Oscar offers the largest range of health management programs among the companies in our roundup, including coverage for diseases including diabetes, asthma, and depression.
2. Kaiser Permanente
The highest average rating of all the providers we analyzed is 4.27 out of 5, which Kaiser’s average NCQA plan received. This rating demonstrates Kaiser’s dedication to plan quality and member satisfaction.
3. Blue Cross Blue Shield
Members of Blue Cross Blue Shield (BCBS) can use the BlueCard program to acquire coverage while traveling domestically or abroad outside of their local service area.
The business has a nationwide network of 1.7 million physicians and hospitals, making it the largest insurer in the country.
4. Aetna
Members of Aetna plans get access to mental health counseling and screenings at CVS MinuteClinics for a reduced cost or free on the same day.
If you live close to a CVS and require same-day care for a minor illness or accident, this can be a terrific option to urgent care and ER visits. Along with free tools like MindCheck, Aetna also provides telemedicine for appointments in primary care and behavioral health.
5. Bupa
The UK’s top international healthcare organization and insurance provider, Bupa, offers a wide range of options, from private health insurance coverage to one-on-one doctor consultations. Whether you need health insurance coverage or not, Bupa offers a variety of mental health support choices.
6. AXA
AXA is a large, international insurance firm with headquarters in France that provides a variety of services, such as core health insurance plans, private hospitals and specialized offerings, and other services for Mental health illnesses.
7. Aviva
A worldwide insurer with its main office in the UK is Aviva. Their primary areas of interest include providing private medical insurance coverage and cancer specialist help. Despite this, Aviva’s services are significantly more comprehensive, especially when it comes to safeguarding mental health.
8. Vitality
Vitality is a London-based provider of UK health insurance, and its offerings are top-notch. These include private health insurance, cancer therapy, professional guidance on procedures and treatments, online doctor visits, incentive programs, and a variety of solutions for maintaining mental health.
9. WPA
A non-profit health insurance company headquartered in the UK called WPA offers coverage for things like private ambulance transport, nursing at home, Employee Assistance Programmes, private insurance, cancer care, and (you guessed it!) mental health insurance and assistance.
10. Ameri HealthCaritas
Through PerformCare, AmeriHealth Caritas provides mental health assistance. I/DD, emergency interventions and screening, drug and alcohol treatment, suicide prevention, housing support, and family resources are just a few of the services offered. The available programs emphasize family and community involvement and member healing and resiliency.
Conclusion
These are the top ten healthcare service providers that aim at offering the best mental coverage.
