The financial stability of any business is crucial to its success. Small businesses should be safeguarded from costly expenses, which can be prevented by obtaining general liability insurance. Businesses in general face different types of risks, including the risk of lawsuits and claims. Common claims such as property damage and bodily injury can be protected by insurance like general liability insurance.
Top General Liability Insurance Companies to Consider for Small Businesses
1. Tivly:
They are considered to be the very best at providing excellent customer service. They have 200+ in-network insurance carriers, brokers, and agents to assist in finding the best commercial insurance coverage and also offer fast free quotes. The self-described “matchmaking” service enables small businesses to connect with several insurance providers to find the perfect, uncomplicated match. Simply contact them and specify your requirements. They have two decades of industry experience and cover all fifty states.
2. Hartford:
It offers its potential customers lots of valuable information on the topic as well as on other types of business insurance. Hence, going through their site can help you derive some ideas about what coverage your insurance policy will provide and not cover. You can also find out what other supplements will be necessary, including business interruption insurance.
Thus, you can have comprehensive coverage for your small business. It is up to you whether you are eager to use the website or work with an agent. Whatever your choice, coverage can be availed for the very next day. Multiple options are also provided to contact customer support as well as to submit claims. It covers most states. It has been providing service for over 200 years now.
3. Acuity:
This commercial property insurance company enjoys excellent customer reviews across diverse platforms. BBB ratings are 4.36 on 5! The speed of getting its customers insured or making a response to claims is quite fast, which is the reason for its tremendous success. It emphasizes prompt customer service, limited to just its business hours. Its website is also less informative but has fewer customer complaints.
4. Hiscox:
You can get general liability insurance as well as other types of business insurance. This includes specialized products such as cyber security insurance, etc. A 5% discount can also be derived by bundling Hiscox insurance policies. But busy business owners might face problems since it offers only phone support. However, it does enjoy good customer reviews. If you wish to get more than one type of insurance for your small business, then Hiscox is the best bet.
5. State Farm:
This is the best business interruption insurance company for local agents. Being an agent-based model, it offers that personal touch. Your local agent will help you get a quote, make coverage applications, and also manage your policy. Thus, you can derive tailored expertise and personalized advice. This company offers both personal and business insurance, thereby allowing you to derive significant benefits.
However, you may not prefer your local agent. Other options may not be available based on your business location. Being an agent-based model, this company moves slower when compared to its competitors. Getting immediate coverage or an instant quote will not be possible if you wait to get in touch with your agent.
6. Simple Business:
They are counted among the best online insurance brokers. It allows you to compare insurance policies and their prices. They work with different insurance providers to offer multiple insurance quotes. Select a matching quote that will offer your business good financial stability. The online app ensures you deliver coverage in minutes. Insurance options are provided in all fifty states. It also enjoys excellent customer reviews.
Your objective is to safeguard your small business from different types of risks and liabilities. This is made possible by obtaining commercial property insurance from the best insurance provider.
